The banks listed below participate in the government's SME Credit Guarantee Scheme [Dutch: Borgstellingsregeling MKB (BMKB)]. For example, if you take out a start-up loan of no more than €266,667 from one of these banks, the Dutch government will act as guarantor for 67.5%.

How do I apply?

Apply for a loan from one of the financial institutions listed below:

  • Deutsche Bank AG
  • ING
  • Rabobank
  • Triodos Bank
  • Van Lanschot Bankiers

Banks in Bonaire, St. Eustatius and Saba:

  • Girobank NV
  • MCB bank (Maduro bank)
  • RBTT Bank NV

Non-banking institutions:

  • Europese Horeca Financieringsmaatschappij
  • Qredits
  • Triodos Cultuurfonds
  • Triodos Groenfonds


Contact the Netherlands Enterprise Agency (
Call +31 70 379 80 00
Contact us